payment_means 1 Instrument not defined Not defined legally enforceable agreement between two or more parties (expressing a contractual right or a right to the payment of money). payment_means 2 Automated clearing house credit A credit transaction made through the automated clearing house system. payment_means 3 Automated clearing house debit A debit transaction made through the automated clearing house system. payment_means 4 ACH demand debit reversal A request to reverse an ACH debit transaction to a demand deposit account. payment_means 5 ACH demand credit reversal A request to reverse a credit transaction to a demand deposit account. payment_means 6 ACH demand credit A credit transaction made through the ACH system to a demand deposit account. payment_means 7 ACH demand debit A debit transaction made through the ACH system to a demand deposit account. payment_means 8 Hold Indicates that the bank should hold the payment for collection by the beneficiary or other instructions. payment_means 9 National or regional clearing Indicates that the payment should be made using the national or regional clearing. payment_means 10 In cash Payment by currency (including bills and coins) in circulation, including checking account deposits. payment_means 11 ACH savings credit reversal A request to reverse an ACH credit transaction to a savings account. payment_means 12 ACH savings debit reversal A request to reverse an ACH debit transaction to a savings account. payment_means 13 ACH savings credit A credit transaction made through the ACH system to a savings account. payment_means 14 ACH savings debit A debit transaction made through the ACH system to a savings account. payment_means 15 Bookentry credit A credit entry between two accounts at the same bank branch. Synonym: house credit. payment_means 16 Bookentry debit A debit entry between two accounts at the same bank branch. Synonym: house debit. payment_means 17 ACH demand cash concentration/disbursement (CCD) credit A credit transaction made through the ACH system to a demand deposit account using the CCD payment format. payment_means 18 ACH demand cash concentration/disbursement (CCD) debit A debit transaction made through the ACH system to a demand deposit account using the CCD payment format. payment_means 19 ACH demand corporate trade payment (CTP) credit A credit transaction made through the ACH system to a demand deposit account using the CTP payment format. payment_means 20 Cheque Payment by a pre-printed form on which instructions are given to an account holder (a bank or building society) to pay a stated sum to a named recipient. payment_means 21 Banker's draft Issue of a banker's draft in payment of the funds. payment_means 22 Certified banker's draft Cheque drawn by a bank on itself or its agent. A person who owes money to another buys the draft from a bank for cash and hands it to the creditor who need have no fear that it might be dishonoured. payment_means 23 Bank cheque (issued by a banking or similar establishment) Payment by a pre-printed form, which has been completed by a financial institution, on which instructions are given to an account holder (a bank or building society) to pay a stated sum to a named recipient. payment_means 24 Bill of exchange awaiting acceptance Bill drawn by the creditor on the debtor but not yet accepted by the debtor. payment_means 25 Certified cheque Payment by a pre-printed form stamped with the paying bank's certification on which instructions are given to an account holder (a bank or building society) to pay a stated sum to a named recipient. payment_means 26 Local cheque Indicates that the cheque is given local to the recipient. payment_means 27 ACH demand corporate trade payment (CTP) debit A debit transaction made through the ACH system to a demand deposit account using the CTP payment format. payment_means 28 ACH demand corporate trade exchange (CTX) credit A credit transaction made through the ACH system to a demand deposit account using the CTX payment format. payment_means 29 ACH demand corporate trade exchange (CTX) debit A debit transaction made through the ACH system to a demand account using the CTX payment format. payment_means 30 Credit transfer Payment by credit movement of funds from one account to another. payment_means 31 Debit transfer Payment by debit movement of funds from one account to another. payment_means 32 ACH demand cash concentration/disbursement plus (CCD+) credit A credit transaction made through the ACH system to a demand deposit account using the CCD+ payment format. payment_means 33 ACH demand cash concentration/disbursement plus (CCD+) debit A debit transaction made through the ACH system to a demand deposit account using the CCD+ payment format. payment_means 34 ACH prearranged payment and deposit (PPD) A consumer credit transaction made through the ACH system to a demand deposit or savings account. payment_means 35 ACH savings cash concentration/disbursement (CCD) credit A credit transaction made through the ACH system to a demand deposit or savings account. payment_means 36 ACH savings cash concentration/disbursement (CCD) debit A debit transaction made through the ACH system to a savings account using the CCD payment format. payment_means 37 ACH savings corporate trade payment (CTP) credit A credit transaction made through the ACH system to a savings account using the CTP payment format. payment_means 38 ACH savings corporate trade payment (CTP) debit A debit transaction made through the ACH system to a savings account using the CTP payment format. payment_means 39 ACH savings corporate trade exchange (CTX) credit A credit transaction made through the ACH system to a savings account using the CTX payment format. payment_means 40 ACH savings corporate trade exchange (CTX) debit A debit transaction made through the ACH system to a savings account using the CTX payment format. payment_means 41 ACH savings cash concentration/disbursement plus (CCD+) credit A credit transaction made through the ACH system to a savings account using the CCD+ payment format. payment_means 42 Payment to bank account Payment by an arrangement for settling debts that is operated by the Post Office. payment_means 43 ACH savings cash concentration/disbursement plus (CCD+) debit A debit transaction made through the ACH system to a savings account using the CCD+ payment format. payment_means 44 Accepted bill of exchange Bill drawn by the creditor on the debtor and accepted by the debtor. payment_means 45 Referenced home-banking credit transfer A referenced credit transfer initiated through home-banking. payment_means 46 Interbank debit transfer A debit transfer via interbank means. payment_means 47 Home-banking debit transfer A debit transfer initiated through home-banking. payment_means 48 Bank card Payment by means of a card issued by a bank or other financial institution. payment_means 49 Direct debit The amount is to be, or has been, directly debited to the customer's bank account. payment_means 50 Payment by postgiro A method for the transmission of funds through the postal system rather than through the banking system. payment_means 51 FR, norme 6 97-Telereglement CFONB (French Organisation for Banking Standards) - Option A A French standard procedure that allows a debtor to pay an amount due to a creditor. The creditor will forward it to its bank, which will collect the money on the bank account of the debtor. payment_means 52 Urgent commercial payment Payment order which requires guaranteed processing by the most appropriate means to ensure it occurs on the requested execution date, provided that it is issued to the ordered bank before the agreed cut-off time. payment_means 53 Urgent Treasury Payment Payment order or transfer which must be executed, by the most appropriate means, as urgently as possible and before urgent commercial payments. payment_means 54 Credit card Payment made by means of credit card. payment_means 55 Debit card Payment made by means of debit card. payment_means 56 Bankgiro Payment will be, or has been, made by bankgiro. payment_means 57 Standing agreement The payment means have been previously agreed between seller and buyer and thus are not stated again. payment_means 58 SEPA credit transfer Credit transfer inside the Single Euro Payment Area (SEPA) system. payment_means 59 SEPA direct debit Direct debit inside the Single Euro Payment Area (SEPA) system. payment_means 60 Promissory note Payment by an unconditional promise in writing made by one person to another, signed by the maker, engaging to pay on demand or at a fixed or determinable future time a sum certain in money, to order or to bearer. payment_means 61 Promissory note signed by the debtor Payment by an unconditional promise in writing made by the debtor to another person, signed by the debtor, engaging to pay on demand or at a fixed or determinable future time a sum certain in money, to order or to bearer. payment_means 62 Promissory note signed by the debtor and endorsed by a bank Payment by an unconditional promise in writing made by the debtor to another person, signed by the debtor and endorsed by a bank, engaging to pay on demand or at a fixed or determinable future time a sum certain in money, to order or to bearer. payment_means 63 Promissory note signed by the debtor and endorsed by a third party Payment by an unconditional promise in writing made by the debtor to another person, signed by the debtor and endorsed by a third party, engaging to pay on demand or at a fixed or determinable future time a sum certain in money, to order or to bearer. payment_means 64 Promissory note signed by a bank Payment by an unconditional promise in writing made by the bank to another person, signed by the bank, engaging to pay on demand or at a fixed or determinable future time a sum certain in money, to order or to bearer. payment_means 65 Promissory note signed by a bank and endorsed by another bank Payment by an unconditional promise in writing made by the bank to another person, signed by the bank and endorsed by another bank, engaging to pay on demand or at a fixed or determinable future time a sum certain in money, to order or to bearer. payment_means 66 Promissory note signed by a third party Payment by an unconditional promise in writing made by a third party to another person, signed by the third party, engaging to pay on demand or at a fixed or determinable future time a sum certain in money, to order or to bearer. payment_means 67 Promissory note signed by a third party and endorsed by a bank Payment by an unconditional promise in writing made by a third party to another person, signed by the third party and endorsed by a bank, engaging to pay on demand or at a fixed or determinable future time a sum certain in money, to order or to bearer. payment_means 68 Online payment service Payment will be made or has been made by an online payment service. payment_means 70 Bill drawn by the creditor on the debtor Bill drawn by the creditor on the debtor. payment_means 74 Bill drawn by the creditor on a bank Bill drawn by the creditor on a bank. payment_means 75 Bill drawn by the creditor, endorsed by another bank Bill drawn by the creditor, endorsed by another bank. payment_means 76 Bill drawn by the creditor on a bank and endorsed by a third party Bill drawn by the creditor on a bank and endorsed by a third party. payment_means 77 Bill drawn by the creditor on a third party Bill drawn by the creditor on a third party. payment_means 78 Bill drawn by creditor on third party, accepted and endorsed by bank Bill drawn by creditor on third party, accepted and endorsed by bank. payment_means 91 Not transferable banker's draft Issue a bankers draft not endorsable. payment_means 92 Not transferable local cheque Issue a cheque not endorsable in payment of the funds. payment_means 93 Reference giro Ordering customer tells the bank to use the payment system 'Reference giro'. Used in the Finnish national banking system. payment_means 94 Urgent giro Ordering customer tells the bank to use the bank service 'Urgent Giro' when transferring the payment. Used in Finnish national banking system. payment_means 95 Free format giro Ordering customer tells the ordering bank to use the bank service 'Free Format Giro' when transferring the payment. Used in Finnish national banking system. payment_means 96 Requested method for payment was not used If the requested method for payment was or could not be used, this code indicates that. payment_means 97 Clearing between partners Amounts which two partners owe to each other to be compensated in order to avoid useless payments. payment_means ZZZ Mutually defined A code assigned within a code list to be used on an interim basis and as defined among trading partners until a precise code can be assigned to the code list.